Flatbed Truck Insurance
At Roma Insurance Services, we focus on finding the right insurance company for your specific insurance needs. As an independent insurance agent, we represent the top-rated insurance carriers in New Mexico. So, when you’re looking to insure your flatbed truck, we’ll be able to find you a company that specializes in insuring this type of vehicle.
Depending on the type of flatbed truck that you have, it may be designed to carry heavy loads, or loads that are more susceptible to “load shifting.” Protecting yourself from these vulnerabilities as well as liabilities is why it is a good idea to carry sufficient insurance limits on your flatbed truck.
What type of insurance do I need on my flatbed truck?
Insurance for flatbed trucks is the same as other trucking insurance coverages. You’ll want to discuss with an agent what coverage are right for your situation.
Liability Insurance: Required to operate your vehicle on the roadway. This coverage gives you liability protection to others in the even you’re found at fault for an accident.
Physical Damage Coverage: This coverage protects your vehicle if it is damaged in a covered loss.
Additional coverage is available for for-hire truckers.
Motor Truck Cargo Insurance: covers the goods you’re hauling for others
Non-Trucking Liability Insurance: Insurance protection for your vehicle when you’re not working.
Contact Roma Insurance Services in Hobbs to discuss your flatbed truck insurance in New Mexico. Their licensed staff can help you find the right insurance for your trucking needs.